2026 Guide New York 25 Dispute Types
New York Small Claims Court — Dispute Guides
Select who you're suing for a guide tailored to New York's court rules, the $10,000 limit, and your specific dispute type.
$10,000
SC limit
$15–$20
Filing fee
Small Claims Court
Court name
Who Are You Suing in New York?
Landlord
$500–$5,000 Security deposits, unpaid repairs & habitability disputes
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Contractor
$500–$10,000 Incomplete work, shoddy repairs & contractor fraud
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Employer
$200–$7,500 Unpaid wages, last paycheck & withheld commissions
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Amazon
$50–$2,000 Damaged goods, undelivered orders & third-party seller disputes
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Car Dealer
$500–$10,000 Undisclosed damage, deposit disputes & lemon car issues
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Insurance Company
$500–$10,000 Claim denials, underpayment & bad faith delays
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Neighbor
$200–$5,000 Property damage, fence disputes & nuisance claims
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Mechanic / Auto Shop
$200–$5,000 Overcharges, unauthorized repairs & damage while in their care
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Roommate
$200–$5,000 Unpaid rent, stolen deposits & property damage
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Airline
$100–$3,000 Canceled flights, baggage loss & denied boarding compensation
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Airbnb / VRBO
$200–$3,000 Host disputes, property damage & refund denials
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Moving Company
$500–$8,000 Damaged belongings, inflated bills & hostage loads
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Online Seller (eBay, Facebook, Craigslist)
$100–$3,000 Misrepresented items, non-delivery & fraud
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Dog Owner
$200–$10,000 Bite injuries, property damage & vet bills
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Friend or Family Member
$100–$5,000 Unpaid loans, bounced checks & personal money disputes
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Uber or Lyft
$100–$5,000 Accidents, overcharges & property damage
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Hotel
$100–$5,000 Injury, overcharges & accommodation disputes
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Store / Retailer
$50–$3,000 Return disputes, defective products & overcharges
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Car Accident (Other Driver)
$500–$10,000 Vehicle damage, injuries & uninsured drivers
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Cell Phone Company
$100–$2,000 Overcharges, broken contracts & deposit disputes
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Gym / Fitness Club
$100–$1,500 Membership cancellation disputes & unauthorized charges
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Wedding Vendor
$500–$10,000 Deposit disputes, no-shows & broken vendor contracts
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Doctor / Medical Provider
$200–$5,000 Billing errors, overcharges & surprise bills
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Property Manager
$300–$8,000 Mismanagement, fee disputes & unauthorized charges
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Internet / Cable Provider
$100–$2,000 Overcharges, broken speed promises & equipment deposits
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New York Small Claims — At a Glance
Court name Small Claims Court
Maximum claim $10,000 — NYC limit is $10,000. Upstate courts may vary.
Filing fee range $15–$20
Written contract SoL 6 years
Property damage SoL 3 years
Oral contract SoL 6 years
New York tip
New York has surprisingly low filing fees — among the cheapest in the US at $15–$20.Frequently Asked Questions
What is the small claims limit in New York?
The small claims limit in New York is $10,000. This is the maximum dollar amount you can sue for in the Small Claims Court. If your actual damages exceed this amount, you can reduce your claim to fit within the limit or file in a higher civil court for the full amount.
How do I file a small claims case in New York?
To file a small claims case in New York: (1) get the plaintiff's claim form from the Small Claims Court or its website; (2) complete it with the defendant's full legal name and address; (3) file at the courthouse and pay the $15–$20 filing fee; (4) serve the defendant; (5) attend your hearing with all evidence.
How long do I have to file a small claims case in New York?
In New York, the statute of limitations for written contracts is 6 years and for oral contracts is 6 years. You must file before this deadline — courts dismiss time-barred claims regardless of merit. The clock starts from the date of the dispute or breach.
Can I bring a lawyer to small claims court in New York?
Attorney representation rules in New York small claims court vary. Most small claims cases are handled without lawyers — the simplified process and short hearing times make self-representation practical. If the amount is significant or the issues are complex, a brief attorney consultation before the hearing (not at the hearing) can help you prepare your case.
What happens if I win but the other party doesn't pay in New York?
If the other party refuses to pay your judgment, you can use enforcement tools: wage garnishment, bank account levy, or a property lien recorded with the county. All require a Writ of Execution from the court. Your judgment also earns post-judgment interest while unpaid. See our full New York judgment collection guide for step-by-step enforcement instructions.